Home of the $800 (or less) Chapter 7 Bankruptcy
WHY ARE WE CHEAPER?
Frugal Online Bankruptcy is an almost virtual law office that will assist you with your
debt relief issues, provide you with the legal advice and assistance you will need in
preparing your Chapter 7 case, and walking you through every aspect in a smooth and
easily formatted manner.
WHY USE OUR FIRM (other than just the price)?
First and foremost, Chapter 7 consumer debt relief for individuals is not a truly
complicated process and requires almost no skill at all. It takes skill to break down a
car motor or carburetor, and rebuild it; to argue a motion before a judge; to successfully
conduct a jury trial for a defendant or a plaintiff. With a Chapter 7 bankruptcy,
knowledge of the law and knowledge of the meanings of many legal words is what is
required‐along with just one skill; that of being able to type. Indeed, a debtor will need
to be able to type in order to participate online in the Frugal Online Bankruptcy program.
WE CUT COSTS, NOT CORNERS.
Your lawyer will be a duly-licensed, experienced attorney with more than 30 years
experience, and many years in assisting consumer debtors like yourself. Since most of
the case contact will be online, it will he cheaper for you to participate and because
most of the phone calls will be converted to internet queries where you have in front of
you what you are asking about‐you will be able to ask better questions and thereby
receive better and more complete answers than if you just happen to call in to ask
about “a letter” you “received a few days ago” and you don"t have it with [and it"s not
actually a letter anyway, but perhaps an order granting a motion to avoid liens that your
attorney filed for you in the case].
If you file with us your experienced attorney will prepare your bankruptcy petition,
schedules and statements, and send them to you online via your private MyCase online
contact page. You will have as much time as you need to review the information there.
If you are in a hurry to file due what seems to be an emergency-type situation for you,
and cannot review all of the information‐or provide it prior to the need to file, the order
of preparation can be rearranged somewhat to file first the petition and list of creditors
only [2 other documents have to be filed at that time], and your statements, schedules,
and pay advices filed within the next fourteen days. Because this does result in
additional work for the office, an additional fee is appropriate and will be charged if this
route is taken.
Additionally, you will be informed with detailed and clear instructions on how to proceed
at every step in the process. You will be noticed for all deadlines on your private
MyCase online contact page and there will be no surprises for you with regard to the
case.
We will store your case information and a copy of your discharge on your private
MyCase online contact page for five to seven years after the case has been concluded
so that you can access these items, or save them to your computer for your own
protection and benefit.
HOW DOES THIS HELP YOU?
Complete access to your file documents 24 hours a day and 365 days a year via your
private MyCase online contact page assuming the internet is up and operational and
you have access to the web.
Correspond with your attorney, the same attorney, and provide and receive documents
to and from this lawyer in a secure environment online.
Easy contact with the attorney after the case is concluded to discuss issues or
concerns. Ordinarily an inadvertently-unlisted [from the case] creditor can be dealt with
by a short communication from your attorney, assuming that your case was a “no asset”
case as 99.8% of all consumer cases are.